Recent retirees face a new challenge: turning a lifetime of savings into dependable paychecks that will last. We help with the key decisions—when to claim Social Security, how much to withdraw each month, what to do with old 401(k)s, managing Medicare costs, and whether a Roth conversion makes sense. Each topic matters on its own. Together, they form a complete strategy for the years ahead. Start with the service that matches your next question.
Retirement income planning
Written guardrails lift spending after strong years and pull it back after weak ones, so the household is never locked into one fixed withdrawal.
Learn more →Social Security claiming
The work takes two meetings: one to gather your SSA earnings record, pension estimate and account statements, and one to pick the claiming month and set the withdrawals that pay your bills until the first check.
Learn more →Roth conversion strategy
Clients receive a three-page playbook with a conversion amount for each year until RMDs begin at 73 or 75.
Learn more →401(k) rollover to an IRA
13 weeks, direct transfers, and the rule of 55 shape a 401(k) rollover to an IRA.
Learn more →Required minimum distributions
After one meeting you receive a playbook with one line per account: the year its first RMD is due, the IRS divisor that sets it (24.6 at age 75) and the deadline.
Learn more →Medicare IRMAA planning
The map is rebuilt at one annual meeting each fall, before December 31 closes the tax year that Medicare will read two years later to set Part B and Part D premiums.
Learn more →